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biggus illitterātus
Joined: 21 Aug 2004 Posts: 31748 Location: Hotel California
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Posted: Mon May 21, 2012 10:42 am Post subject: Insured or SORN? |
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Thanks to the new "Insure OR SORN" rules...
I thought I'd check that my SORN/Laid up bikes are still covered for firet/theft. They are not . Check when you SORN that you have "Laid up" cover.
I have Street Triple/Pan European on the road and the Firestorm & CB1300 are currently SORN... the firestorm & CB1300 are NOT covered for fire or theft... despite a premium having been paid for them as if they are on the road!!! _________________
www.bigguspicus.co.uk
There are 10 types of people in the world: those who understand Binary and those who don't
There are II types of people in the world: those who understand Roman numerals and those who don't.
98% of all Harleys ever sold are still on the road. The other 2% made it home |
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Matty Cant keep it up!
Joined: 25 Mar 2004 Posts: 3547 Location: Peacehaven, somewhere between the mad house and my bike!
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Posted: Mon May 21, 2012 4:49 pm Post subject: |
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Just another get out clause for the insurance companies.
I had the same problem on my bandit while it was laid up. It was better to tax it and have full cover than to sorn it even though I wasn't using it
Sold it last week so thankfully saved some pennies |
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biggus illitterātus
Joined: 21 Aug 2004 Posts: 31748 Location: Hotel California
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Posted: Tue May 29, 2012 9:28 am Post subject: |
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I have just been on to the renewal team at Express Insurance, and should I decide to MoT, tax, & reinsure my two sorn bikes, I would have to trailer them to an MoT garage as they will not be covered to ride from my home to the garage.
This is really important stuff to note for those who lay their bike up over winter as it's really not made clear... I dare say it's the the small print.
Therefore my two sorn bikes are currently uninsured for fire or theft _________________
www.bigguspicus.co.uk
There are 10 types of people in the world: those who understand Binary and those who don't
There are II types of people in the world: those who understand Roman numerals and those who don't.
98% of all Harleys ever sold are still on the road. The other 2% made it home |
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Matty Cant keep it up!
Joined: 25 Mar 2004 Posts: 3547 Location: Peacehaven, somewhere between the mad house and my bike!
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Posted: Tue May 29, 2012 4:43 pm Post subject: |
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They have you by the balls, to get insurance you need a valid tax disc and mot, to get the mot you need a valid tax disc... catch 22.
They are making it so you have to constantly insure, tax and mot any vehicle regardless if you are using it.
I honestly think these gov bods just sit around a table and the topic of the discussion is "how can we screw the driver over even more" |
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Taz MotoGP Racer
Joined: 13 Apr 2009 Posts: 3995 Location: As far away from reality as possible
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Posted: Tue May 29, 2012 4:45 pm Post subject: |
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Matty wrote: | They have you by the balls, to get insurance you need a valid tax disc and mot, to get the mot you need a valid tax disc... catch 22.
They are making it so you have to constantly insure, tax and mot any vehicle regardless if you are using it.
I honestly think these gov bods just sit around a table and the topic of the discussion is "how can we screw the driver over even more" |
Aye, true dat, unfortunately..... _________________ "Deja Moo" the feeling you have heard this Bullshit before |
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biggus illitterātus
Joined: 21 Aug 2004 Posts: 31748 Location: Hotel California
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Benny130 Trials Rider
Joined: 12 Jul 2010 Posts: 268 Location: West Sussex
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Posted: Fri Nov 30, 2012 1:26 pm Post subject: |
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Cant get my head around this. Are the rules insure or sorn? If so if its insured why would you sorn? Because it would need to be taxed?? |
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Loco Monkey With a Machine Gun
Joined: 12 Jan 2005 Posts: 2646 Location: Lost in Space
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Posted: Fri Nov 30, 2012 2:20 pm Post subject: |
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Benny130 wrote: | Cant get my head around this. Are the rules insure or sorn? If so if its insured why would you sorn? Because it would need to be taxed?? |
Cos it needs to be taxed and it's possibly 6 months where you won't ride as the weather in this country is so shit.. as for what the hell tax has to do with your security arrangements (that I'm sure won't change as your not taxing it) agreed with the insurance company at the time you take out the policy.. I just don't get it... no MOT fair enough as this could possibly affect the state of the machine.. but tax? fuck knows _________________ The Resident Forum Ghost |
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Flintstone Del Boy Deer Hunter
Joined: 25 Nov 2004 Posts: 3988 Location: .........in another world !
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Posted: Sun Dec 02, 2012 11:15 am Post subject: |
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These are such daft rules, my son's insurance ran out but the bike was still taxed, and had to declare it 'sorn'. I bought the bike and then had to 'sorn' it again until I get it on the road or face a fine. If a bike is 'sorn' why doesn't it stay 'sorn' until someone gets it on the road ? _________________ It's all down to quality of life ! |
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