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Rook · British Superbike Racer Joined: 17 Jul 2008 Posts: 1268

Don't know if this is new or not but worth checking the small print of your policies.

http://www.motorcyclenews.com/MCN/News/newsresults/General-news/2013/April/Warning-of-Motorcycle-Insurance-Creeping-Clauses/
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Flintstone · Posted: Mon Apr 29, 2013 10:15 pm Post subject:

Last time I read my policy there was a reduction in payout if the bike was stolen if not in the locked garage, but will look at my latest policy now !
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biggus · Posted: Mon Apr 29, 2013 11:31 pm Post subject:

There's a little known loophole for "Laid up" bikes... imagine putting your bike away in September... posting back the tax, declaring SORN and then perhaps letting the MoT lapse... With lots of insurance companies your bike is now not insured for fire or theft... moreover. .. come spring and it needs an MoT so you can tax it etc... you might find that you are uninsured for taking it to the MoT test garage... even with a pre arranged appointment. Check the small print or just ask the question..
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ninjabob · Posted: Tue Apr 30, 2013 11:21 am Post subject:

Watch out on Travel Insurance as well if your planning a trip abroad - nearly all exclude bikes over 125cc.
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biggus · Posted: Tue Apr 30, 2013 11:42 am Post subject: